CUT YOUR
CREDIT CARD COST in 1/2
with Debit Cards
Did you know that last year, over 50% of all Visa
and MasterCard transactions, were actually with a Debit Card? Did you know
that over 60% of merchants are still paying credit card rates for debit cards!
For the first time, I will reveal this little known secret on how to
cut your credit card rates in half without lowering your credit card discount
fees.
Dr. Merchant allows you to accept all local, regional and national debit cards at the point of sale (POS), including Visa and MasterCard debit and check cards. Accepting on-line debit cards provide a safe and secure form of payment at a reduced cost compared to credit and off-line debit cards. Acceptance of debit cards encourages greater spending and cuts down on the number of paper checks as it electronically debits the customer's checking account. A PIN is required to accept on-line debit cards.
Here
is the Secret: By adding a PIN Pad to your credit
card system or upgrading your POS system to include a PIN Pad will Save
You 46 - 96% off your credit or off-line debit card rates. See Below:
| Average Card Sale |
Discount Rate* | Transaction Fee* | Off-Line Debit Cost | On-Line* Debit Cost | You Save | % |
| $20.00 |
2.00% | $0.30 | $0.70 | $0.40 | $0.30 | 46% |
| $50.00 | 2.00% | $0.30 | $1.30 | $0.40 | $0.90 | 72% |
| $100.00 | 2.00% | $0.30 | $2.30 | $0.40 | $1.90 | 84% |
| $250.00 | 2.00% | $0.30 | $5.30 | $0.40 | $4.90 | 93% |
| $500.00 | 2.00% | $0.30 | $10.30 | $0.40 | $9.90 | 96% |
TOP TEN (10) REASONS TO ACCEPT ON-LINE DEBIT CARDS NOW
1. No Discount Fees! One flat fee per transaction.
2. No Chargebacks! PIN# insures authorized user. No signature needed. No Disputes!
3. No Bounced Checks! Once authorized funds are immediately debitedfrom customer's account. No NSF Bank Fees. No waiting for Checks to clear.
4. Cash in 24-48 Hours! Funds are transferred to your bank account in 24-48 hours.
5. Increase Sales! Studies show that people spend more with Debit than with Cash!
6. Increase Profits! PIN-Secured Debit is lower than credit card and check guarantee services.
7. Fast Approvals! Once a transaction is Approved, you're Guaranteed Payment!
8. Save Time! Faster checkout. No ID Needed. No Signature Required.
9. Save Money! On-line Debit is cheaper and safer than off-line debit cards.
10. If you own a retail store, restaurant, or any business where you see your customers face-to-face, Dr. Merchant urges you to accept PIN-Secured Debit Cards.
Equipment Compatibility:
Dr. Merchant supports nearly every POS device available today. We fully support Verifone, Hypercom, Nurit, Ingenico, PC Charge, IC Verify, Ruby, Gilbarco, Micros, etc. Simply tell us what you have or want and we will provide the right solution at little or no extra cost to you.
Here is what Dr. Merchant prescribes. . .
No Discount Rates. No Bounce Checks. No Chargebacks. Save 50% and more. What more can you ask. Accepting PIN-Secured Debit Cards is a Smart Choice. Are you going to turn away business because you refuse to accept PIN-Secured Debit Cards? Of course not. In today's competitive environment, when a customer is ready to make a purchase, you must make it easy for them to buy. It's convenient for them and it's convenient for you."
(75% of our clients accept PIN-Secured Debit Cards in their business)
If you like to Cut Your Credit Card Cost in Half, contact your Payment Consultant, apply on-line.
*Please contact your Payment Consultant or complete our customized rate form for actual rates and fees. Rates and fees are subject to change. The above sample is used for illustrative purposes only.
